USDC saved my butt not too long ago and I am a little sad I didn't know about it back in May. I could have saved about $500 in fees if I had known. You brought up a really good point that I hadn't though of until just now. What happens when that first institutional investor puts money into DeFi? It is going to be nuts. I am actually a little surprised it hasn't happened yet. Even a company like Apple that has significant cash on hand could test the waters with little impact to their bottom line. I would think it has to be something like that or some kind of fund that gives you very warning you are investing in a highly volatile area.

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