Oh I completely see it going that way that you either borrow against your BTC or you settle massive transactions. Many of us won't even use the base chain because it will be unaffordable and if we want to do transactions of a certain size, we may have to do it offline with the help of paper wallets or like opendime and simply hand over ownership.

Lightning and liquid are trying to help the situation and I am sure that they will find ways to improve it that we have better transaction management in the future.

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