It's hard to find some extra cash

From past few months, my expenses have increased quite a bit because of various reasons along with that I have also not down my investment and thus at the end of the month it is very hard for me to actually save additional money for other things.

PC: Pixabay.com

For example, I have to buy a new laptop as my old one is died and thus it is very hard for me to save it to buy it. I do not want to go with Credit Card EMI or Buy Now Pay Later scheme as we all know the interest rates of the same. And also I do not want to take a loan for the same too.

I wanted to buy a laptop which is somewhat having a good configuration so that I do not have to change in couple of years and it should work for me atleast 5 years. And the configuration which I have thought needs some good amount of money.

Even though I do budgeting and trying to save some but it is not having as such mainly because of inflation and other things. The family expenditure have increased quite a bit and thus at the end of the month I had to dig up my emergency fund to get some cash. But I do not want to do the same thing for my laptop purchase, I am ok to postpone the purchase by 2-3 months rather than taking out money from emergency fund.

To be honest, this is happening with almost all my friends where they do good budgeting but still falling short of the cash every now and then all because of the inflation which is getting a costlier affair. And I guess it is not only in India, everywhere around the world it is the same where the expenditure have increased quite a bit and saving is getting reduced.

Posted Using LeoFinance ^Beta