I am, believe me. But putting something aside that is low-risk is just smart. There are very few reasons NOT to do it. There is some opportunity cost for sure. But the 12% helps mitigate that somewhat. Plus, the ability to have something liquid when opportunity arises (as it invariably does in crypto) could allow you to make potential short-term trades to grow it much faster.

Of course, if you allow yourself to get too greedy on that, you risk going back to square one. lol

Posted Using LeoFinance ^Beta