12% to just HODL with virtually no risk. That would be so amazing. My biggest unknown has been what to do with my crypto when the bear market hits. This last time I just rode it out. Up, down, and now up again. I'd love to have a place to park a large percentage where it could be liquid yet still earn a decent return AND I would feel it is secure. I still don't trust any of the big stablecoins. I use them but I don't hold much there for any length of time. HBD could really be an amazing vehicle to weather the storm. It would also be available to take advantage of any crazy HIVE dips in the bear.

I'm really hoping they've got the peg for the most part figured out...

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