A stable HBD is and will be great for the Hive ecosystem. On the grander scale, the 10% max debt ratio might prevent big crypto whales to consider HBD as an option for them. They'd make a too bigger splash. But if the price of Hive keeps growing, things might get better on that front, because 10% of a higher market cap gets higher too. I've also seen some conversation where the increase of the max debt ratio was briefly talked about.

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