I didn't notice the APR on holding HBD raised from 3%.

Didn't they say they'll wait for HF25, to only offer additional interest to HBD held in savings, and no interest to that held on the regular account? Reason being to not pay (an even bigger) interest to exchanges for custodial HBD funds, while customers receive nothing, most likely.

UPDATE: There is a potential reasoning behind this, at the cost of printing more HBD. To incentivize (more) exchanges to list HBD because they receive interest on it, for customer funds.

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