What is UTXOs?

I looked at HODLHODL yesterday expecting the loan payment to be in BTC but it looks like it's in USDT. Where do you move your USDT?

I also looked more into Liquid and Lightning in generally and most articles I read seemed to say that the former was better for larger quantities and the latter for smaller quantities. Do you agree with that?

It looks like you're more interested in their uses rather than size of transaction.

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