I played around with BlockFi and my balance there is less than 1 BTC. So I guess there will be less change for me. However I feel bad for the larger BTC holders who are seeing a reduced earning. Like you said, its probably due to the them needing to compete for the remaining loans but keep it economically feasible.

If they start reducing the interest rates for less than 1 BTC, then I will probably just pull out of the platform since I am more worried about their economic situation.

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