The number one thing for most people to do is to never gamble with money you can't afford to lose. No investment is 100% safe but you can minimize the risk by doing your own research.

I don't think many people can really call themselves an expert when doing investing. Even I only do what I consider as fundamentals to guarantee that what they promise is feasible and reasonable. As always, you need to keep up to date with the latest news and if something seems fishy, there is nothing wrong with being skeptical.

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