I don't have as much BTC as I still use the stock market. I haven't really tried the contango stuff or multi-sig lending contracts at all. I HODL some BTC and the other portion I put into BlockFi so I don't have to pay attention. I personally thought the business model makes sense after doing some research. Also they are based in the US so I expect my money to at least be partially returned back if anything went wrong. Though in the long term, I do plan to sell off half of my position in BlockFi to lock in profits and have a free ride.

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