It has always been a long-term investment for me. I like the idea that its value will go up with time even if I do nothing. This is why I don't mind letting the account grow because it will be better in the long term. If we pay out dividends now, then it just means you get some short-term gains but after a while, you will get back more in dividends in around a year. This is because the starting line of the dividends has changed.

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