Well Fintech is eating up the banks. The banks give low interest and it's annoying to deal with most of the time. In a way, nobody likes to wait anymore now that there are better alternatives.

I believe technology will replace people slowly over time. There is just a lot of the work that can be automated and when it does people will get removed from the job. It may complement the few that do keep their job though. Corporations and businesses will settle for robots if it means better profit margins and less burdensome things to deal with (talking and working things around aren't always the easiest when it comes to wages, benefits and etc.)

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