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@jfang003
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There is not much you can do but I don't think I'll be a billionaire. As long as I can live out the rest of my life comfortably I will be content. Of course this means I got to work a bit harder to fill up my bags.

As for VISA, they just want money. Its obvious that most people just want a trusted medium for exchange and until we have good trustworthy fee-less alternatives, they won't be going away.

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