DeFi isn't as attractive to newcomers anymore

Is that one reason for the added complexity of DeFi (especially DeFi 2.0)? Also, if DeFi tokens have lower APRs, doesn't that indicate that the token is more mature and thus more stable? After all, Bitcoin used in DeFi would only earn a few percent while a hypothetical UST2/LUNA2 would have an APR of 13,579%.

I think there is a market for people who want their DeFi simple, and that could be offered by CUB. Cub Finance can be retrofitted with all the bells and whistles of its younger siblings, but simple DeFi can still be an option for those who want DeFi benefits without the DeFi headaches.

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