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@magnacarta
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It's been said that with decentralized cryptocurrency you can be your own bank. So why can't that be the case in the physical world whether you use commodity-based money or fiat money? You would still need to accumulate enough money to be able to make loans and other transactions possible for your clients; only the scale changes to a more micro level.

Also, where would you do your banking when you are in the role of customer or client? You would be the center of your own bank and your extended family would be your customer base, but if you're tapped out they can go elsewhere for funding. Beyond your extended family, you would be just one of hundreds or thousands of other banks in your area.

If you start your own garden, and you can produce enough to provide for your extended family as well as people they know, you become a player in the food distribution system. Multiply that by 10s, 100s, or even 1000s in your region, and now you're talking either food-based DeFi or simply decentralized food supply or something like a farmer's market or a co-operative.

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