Scams exist everywhere, web 2, web3, web1, web-1, telephone, email, shit, even letters! But you're right, the onus with the crypto scene has always been on ownership and there isn't a lot anyone can do if you a) lose your keys or b) authorise a transaction out of your account.

But even point b) to an extent isn't going to be covered by the bank because if you authorise a payment to a scammer, you're not guaranteed to get it back from the bank. As with everything, keeping your wits about you, if it sounds too good to be true, it likely is and always listen to that cautious voice/gut instinct!

Oh, and don't lose your keys or give them out to anyone!

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