You should look in to trusttoken as there's a fiat backed TGBP stablecoin if you wanted. I did a post about it a couple of days ago as I'm looking into it with earning interest in Celsius. It is a pain in the arse with the tax laws here in the UK, just trying to find ways to reduce the taxable events.

I like your plan though. I actually just used to power up everything converted from HBD to HP or Hive engine tokens but going to start looking at converting more to BTC, seems like a good strategy!

Hope you can clear your debts!

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