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Musings On Abundance, Fiat, Crypto, Mortgages, Defenders & Roosters

I seem to be having a lot of conversations with people about Bitcoin lately. Now it's high, there's more people admitting they hold it - it's like a big 'I told you so' to those who have been mocking it all this time. Even my Dad is impressed, and he made the sign of the cross at me when I bought it. I spent some time explaining to him that just because you hold crypto, does not make you a drug dealer, and that it's more likely you're using FIAT. Plus, you know, all those other drug dealers before crypto. I think he understands now. Still, he always said that the only way to get money was to work for it. Bollocks to that.

I hate working a conventional job.

I hate money too, yet here I am, slave to it. Watching the interest rates and the crypto charts. Counting pennies.

We keep thinking that 'if only we can pay off the mortgage' we'll be better off. Of course, that's an illusion - we still have to pay for the privilege of 'owning' land, and we don't even want to be trapped in this place forever, being the footloose and fanciful gypsy spirits we are at heart. Keep your mansion and give us wheels and an open road. That's rich, to us.

But it's a goal, right? Pay off that damn mortgage. At least we don't have a house in Torquay with a million dollar mortgage. It's a new demographic now on the coast, that's for sure. We didn't want to work our whole lives just for a sea view. The sky and a few trees will do us just fine. I'm not working my fingers to the bone for prestige and a pool and a postcode.

I am not even that enamoured about the crypto world, to be honest. It's not as if it's provided answers to all the worlds ills - if you can't afford it, for example, you don't get a slice of the pie. It's not as if it's made us all more equal - the rich are still in power, and the decisions are made by the people with the most investment. Fiat and crypto are bedfellows rather than rivals, methinks. And I loathe the way we're led to believe that more makes us worthier.

If I had my way, we wouldn't have money at all - just barter and shared labour. That idea suprises people. I give things away - like a beautiful heritage breed rooster this week. The woman was gobsmacked. Why would I give it away? Because not everything has a price tag, and if you believe in abundance, it comes in all forms. And will $50 for a rooster make my life better? No. But her smiles will. And when she sends me pictures of baby chickens, I'll smile from here til next Tuesday.

And I'll acknowledge I'm privileged too - because if I had less money, I likely would have accepted at least some fiat for the rooster. When I quit work, I'll probably try to get a least a bit of pocket money for the things that come out of my garden. But for now, I have this idealistic dream I'm clinging to of a money free world. Yeah right.

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So, without revealing how much we owe on the mortgage, I can say we aren't too far off. In fact, we nearly had paid it off last year, except we bought a Landrover and took a year off work. Here we are on the treadmill again, working to pay the mortage and the bills. Ugh.

But with our small bitcoin investment, things are looking good. Not buy a small island or be totally comforably secure in retirement good and never work again, but better than we were good. Or at least, good enough to buy those extra accessories for this car restoration project. We'd been skimping and saving and worrying about what things we could afford.

We're good at finding bargains and things that look good for low cost. New Defender seats will set you back a couple of grand, but we just got Suzuki Liberty seats in leather from the scrap yard for $100 bucks and they look awesome. So that makes us think - well, if we took a bit of the BTC and spend it on some luxuries like the carpet set, a new steering wheel and some new door cards, this dream Defender is going to look pretty swag. If that's the word that the kids use. Because if you're going to spend a year and a half restoring a dream car and putting a slide on camper on the back, you may as well have it looking proper nice, right? Yolo, and all that.

New paint job coming along nicely on Wally the 130

So Friday, Jamie got into his Bittrex account, wondering how much he had. He suspected 'a little' from a small buy a few years back - a few hundred Aussie dollars for small day trade dabbling, but he hasn't been trading and hasn't even looked at it. Lo and behold - at today's prices, there's a decent little egg in there. Enough to buy all the things we need (nearly) on that car guilt free. It's kinda a little big like magic money. We're proper blessed we don't need it for day to day living and we could afford to HODL, but where would be the fun in that?

So we'll sell a little for now to fund the project, and we're high fiving each other.

Sure, the price might go up AFTER we sell it but we have to hold onto the fact that we DID profit from a crypto investment, enabling us get this project done a lot faster than if we had to save hard for it, and a lot better than if we had to settle for the tired old dashboard and carpet and so on that would do the job, but look shite.

Happy days.

With Love,

@Riverflows

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