It's also very unclear how debt fits into all this.

When you consolidate the debt of the majority, in terms of "assets they poses", they have nothing.

The incentivized economy on the other hand is actually putting real capital into the hands of people and not credit-based assets. The wealth shift will happen because he who actually has wealth as opposed to "paying it off" is the wealthy one... as you say, you just need to show up and begin collecting!

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