Are you sabotaging your financial goals?

One way to sabotage your financial goals is not to have a budget. Or if you do have one, you don't follow it.

It doesn't take a Ph.D to prepare a budget. A simple list of income, payments, and expenses is all that is needed.

It is from this list that you can see if you are spending too much. It is here where you can see where you can save.

List all your expenses

It may take a week or two months, but it will require keeping invoices or receipts for everything you spend.

List them in a notebook, or a spreadsheet, or a computer program, or an app. Get a handle on your money until you know exactly where everything is going. Keep track of everything to the last penny--- what and how much.

With your list, you will know your expenses: what you are spending on how much.

Find ways to save

Analyze your expenses. Go through it like a fine-tooth comb.

Can you reduced your expenses? Can you eliminate any spending? Cigarettes, alcohol, gambling? Eating out? Coffee?

Can you see where you can save?

♥.•:¨¨:•.♥.•::•.♥.•:¨¨*:•.♥

Silver Vessel Logo Bar

An old ship sailing on to the seas...

Ultra high relief... rustic finish.

3.9 troy ozt, .999 five silver

Very pretty!

I started documenting my hand-poured silver bars late last year about 7 months ago.

In case you interested...

Hand-poured Silver Bar No.59, No. 58, No.57, No.56, No.55, No.54, No.53, No.52, No.51, No.50, No.49, No.48, No.47, No.46, No.45, No.44, No.43, No.42, No.41, No.40, No.39, No.38, No.37, No.36, No.35, No.34, No.33, No.32, No.31, No.30, No.29, No.28, No.27, No.26, No.25, No.24, No.23, No.22, No.21, No.20, No.19, No.18, No.17, No.16, No.15, No.14, No.13, No.12, No.11, No.10, No.9, No.8, No.7, No.6, No.5, No.4, No.3, No.2, Hand-poured Silver Bar No.1.

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Best Regards,
@silversaver888

^{I am not a financial adviser. This article is not meant to be financial advice. My articles on cryptos and precious metals share my personal opinion, experiences, and general information on cryptos and precious metals.}

^{All photos, gif, and video were taken by me with my iPhone6, unless specified.}

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Hand-poured Silver Bar No.59