The decentralization of money should lead to the decentralization of business and the return to proprietorships and personal sovereignty. We need to build tools for this.

Without a doubt. This is the exciting part of the future.

The DeFi concept was part of Steem's original white paper (Automatic Market Maker), instead multiple other blockchains launched DeFi tools and passed Hive in a big way. We need native decentralized tokens now.

Fortunately @dlux should have something out by February that will allow for this to take place.

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