How they handle the taxation problem is certainly a factor in this. However, the Boomers, while starting to die already, are going to be around awhile. The youngest of them are just turning 57 this year (the oldest being 75). So yes the demographic issue is going to come into play.

However, that is a bit further down the road if I had to guess. It will be ongoing but not en masse. I see the technology side of things creating a bigger disruption since that can happen within the next 5 years or so.

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