The price of both Hive and POB can go down. They can go up also but engaging in them carries more risk. A lot of people do not want that.

After all, many people put their money in dividend stocks or CDs as opposed to investing in Tesla or some other high flyer.

With HBD, the idea behind working on the peg is to remove the volatility in the token. That means the 7% is the yield as opposed to 15% curation on Hive but a drop of 40% in token price.

Just another asset class for people to utilize.

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