Nothing I know of on Hive yet although there might be some projects people are working on. There was something called Hiveloans that did not make it out which was going to allow people get loans using their Hive Power as collateral.

You are right. This is one of the biggest issues globally. Credit is not available to most people in the world, which is stunting global productivity. A lot of small businesses are either not started or cannot expand because of this.

Hopefully that is something we can solve with cryptocurrency. It is not so much crypto as the platforms we build out to help people.

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