And before I forget, as a reply on this:

Also let me know where you stand on how light we should keep it here, the area of social finance is pretty new so we are still forging our path.

I often feel that this place could use a little more creativity. Can't help but feel that my posts are not really taken seriously on here, as I do not necessarily have a financial background but then again, that's probably my believe. I'm often feeling undervalued and am working hard to change that around.

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