I believe your plans are quite a tasking one but it worth it. Keeping a record of all your spending and your earnings in such a way to tackle your financial freedom and know which doesn't deserve your money or things that ought not to be spent on.

With your detailed explanations, I guess money is really not a problem for you since your salary pays a lot well. I hope to boldly say like you when I grow up that money isn't a problem to me lol:) All the best in your 2021 budgets and plans

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