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What Does Your Crypto Portfolio Allocation Look Like?

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@gniksivart
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This is not financial advice and is just a vision of what I'd like to eventually grow my crypto portfolio, what it looks like currently, and what my plan is for the bear market. Don't listen to me as I've built this portfolio with a few dollars I've earned off crypto faucets and talk a big game.

My Current Portfolio

I'm currently happy with my portfolio right now. Obviously, along with everyone else in the space right now, I wished I had accumulated a lot more crypto in the bear market, but overall I'm happy with the percentage breakdown of what I own.

I'm shooting for Bitcoin to make up 50% - 60% of my portfolio. As it gets closer to 60% of my portfolio I'll sell some into Ethereum and some into USDC my stable coin of choice.

I'm shooting for my Altcoin to make up 40% - 50% of my portfolio. If it starts to climb higher than that I'll sell some into either Bitcoin or USDC. Depending on where I think we are in the market cycle I may even be ok with a little more percentage of alts, and move into other alts that I don't have enough or any exposure in.

Finally, I'd like to increase my stable coin exposure to 5% - 10% of my holdings. While I'm ok being stable coin "light" right now, I would like to continue to grow my stable coin holdings so I can start buying some dips and looking for some quick flips.

Holdings During a Bear Market

By the time I think we're getting close to the top I'll start focusing more on growing my stable coin investment. I'd like to slowly grow my portfolio to 50% by the time I think the market is starting to feel a little toppy.

I'll do this over the course of several months to a year because no one can call the top and I'd still like to use a portion of these funds to try and flip the dips and use to earn interest on websites such as Block Fi.

The other 50% I'd like to have split evenly between Bitcoin and altcoins so 25% Bitcoin and 25% altcoins. I'd prefer to have this be at least Bitcoin and be ok with growing it as high as 40% Bitcoin and Ethereum and 10% altcoins during the duration of the bear market since Bitcoin usually holds its value the best.

My Future Portfolio

Obviously, with crypto, there isn't a great way to forecast which of these markets will survive and which will be consumed by other markets. For all we know Bitcoin will be the only blockchain and every other use case will be a second layer on the blockchain network. Assuming that's not the case here is what I'd like to own:

*Smart Contract Platforms *Gaming/Collectibles *Currencies / Privacy *Social Platforms *Index Funds

So for each of these genres, I'd like to think as they continue to grow and mature that they would make up 20% of my portfolio. I'd like to own the "top 3" in each genre and a speculative newcomer that would make the makeup look like the top 1 - 3 would be greater than 90% of the portfolio with the speculative project making up less than 10%.

If there is a decent Index Fund that's easily accessible and is broken down in a similar way which I describe above I'd be ok with putting most of my funds into that, but as I think there are quite a few projects in the top 10 and especially in the top 100 that won't be around in a few years, I don't think a decent index fund can be set-up currently.

I'm really looking forward to what the gaming/collectible market will look like in a few years. I'm not investing in much right now, outside of Splinterlands as I want to see what can stand the test of time, but I have a feeling more and more games/collectibles will continue to grow and become investible in the future.

To Wrap Things Up

I'm not sure how able I will be able to follow this into the future and during the bear market, but I hope to come close to this and I think it will serve me well not having to follow trades. This will set me up so that, for the most part, the only time I'm "trading" is when I'm needed to rebalance my portfolio because I'm too heavy one way or the other.

Would love to know what altcoins or what markets in cryptos future you're watching and planning to invest heavily in, regardless if it's a crypto project or upcoming blockchain game, let me know in the comments down below.

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