maybe in the future we will not even need to own houses

Most people do not own their own homes. They have notes on them meaning the bank (or whomever is holding the paper) technically owns them.

People say I own my home yet if they miss a couple mortgage payments, they quickly learn they own nothing.

The same is true for cars, at least in the US. Most are financed meaning people do not buy cars, the just buy payments.

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